1. Who we are
These Website Terms & Conditions ("Terms") govern your use of the corporate website www.fairways.tech (the "Website").
The Website is operated by:
- Fairways.Tech Operations B.V., registered in the Netherlands with the Dutch Chamber of Commerce under KvK number 99720248.
- Fairways.Tech Operations Ghana Ltd, incorporated in Republic of Ghana with company registration number CS084430426 and registered address at F146/2, Lokko Road, 2nd Floor Christian Council Building, Osu, Accra, Republic of Ghana.
Together trading as "Fairways.Tech".
In these Terms, "Fairways.Tech", "we", "us" or "our" refers to Fairways.Tech Operations B.V. and Fairways.Tech Operations Ghana Ltd, trading as "Fairways.Tech", unless we state otherwise. The Website is an informational, non-transactional site. It does not facilitate account opening, onboarding, biometric capture, lending, or any other regulated financial or identification process. Any such services, if and when offered, are governed by separate agreements and policies and are not covered by these Website Terms.
By accessing the Website, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.
2. Permitted use of the Website
You may use the Website only:
- For lawful personal or business purposes
- In accordance with these Terms and applicable laws
You must not:
- Attempt to bypass or interfere with Website security
- Use automated tools to scrape, extract or harvest data
- Upload malware or harmful content
- Use the Website to send unlawful or unsolicited communications
The Website is not intended for children under 16. If you are under 16, do not use the Website or submit personal data.
3. No financial, legal, or investment advice
All information provided on the Website is general and descriptive in nature. It does not:
- Constitute financial, legal, regulatory or investment advice
- Create any advisory, client, or fiduciary relationship
- Represent an offer or solicitation to provide credit, banking, investment, or other regulated financial services
You should obtain independent professional advice before relying on any information presented here, particularly in relation to financial, legal, regulatory, or investment decisions, or before entering into any credit, payment, or other financial arrangements.
4. Information on the Website
We aim to ensure the accuracy and relevance of the information published, but:
- Content may become outdated or incomplete
- We may update, modify or remove content without prior notification
- We do not guarantee continuous availability or error‑free operation of the Website
To the extent permitted by law, we disclaim liability for any loss arising from reliance on Website content.
5. Intellectual property rights
All Website content is owned by or licensed to Fairways.Tech, including:
- Logos, visual identity and branding
- Design, layout, and user interface
- Graphics, illustrations and images
- Text, copy and underlying source code
You may reproduce limited extracts for non‑commercial use only.
You may not copy, commercially exploit, or redistribute Website content without prior written permission.
6. Third‑party content
The Website may contain links to independent third‑party websites. These are provided for convenience only. We do not endorse, control or take responsibility for their content or practices.
8. Limitation of liability
To the maximum extent permitted by law, Fairways.Tech excludes liability for any indirect or consequential loss arising from your use of the Website.
Where liability cannot be excluded, it will be limited to a reasonable amount proportionate to your use of the Website as a non‑commercial informational resource.
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.
9. Changes to these Terms
We may revise these Terms from time to time. The "Last updated" date reflects the most recent version. Continued use constitutes acceptance of the updated Terms.
10. Governing law & jurisdiction
These Terms are governed by the laws of Netherlands. Any disputes shall be submitted to the exclusive jurisdiction of the courts of the Netherlands, without prejudice to mandatory rights under applicable law.
11. Contact
For questions regarding these Terms:
Email: privacy@fairways.tech
Legal entity information
Fairways.Tech Operations B.V.
Dutch Chamber of Commerce (KvK): 99720248
Jurisdiction: Netherlands
Fairways.Tech Operations Ghana Ltd
Ghana company registration number: CS084430426
Registered address: F146/2, Lokko Road, 2nd Floor Christian Council Building, Osu, Accra, Republic of Ghana
Privacy contact: privacy@fairways.tech