Website Terms & Conditions

1. Who we are

These Website Terms & Conditions (“Terms”) govern your use of the corporate website www.fairways.tech (the “Website”).

The Website is operated by:

• Fairways.Tech B.V., incorporated in the Netherlands
• Fairways.Tech Ltd, incorporated in the Republic of Ghana

Together, “Fairways.Tech”, “we”, “us” or “our”. The Website is an informational, non-transactional site. It does not facilitate account opening, onboarding, biometric capture, lending, or any other regulated financial or identification process. Any such services, if and when offered, are governed by separate agreements and policies and are not covered by these Website Terms.

By accessing the Website, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

2. Permitted use of the Website

You may use the Website only:

• For lawful personal or business purposes
• In accordance with these Terms and applicable laws

You must not:

• Attempt to bypass or interfere with Website security
• Use automated tools to scrape, extract or harvest data
• Upload malware or harmful content
• Use the Website to send unlawful or unsolicited communications

The Website is not intended for children under 16. If you are under 16, do not use the Website or submit personal data.

3. No financial, legal, or investment advice

All information provided on the Website is general and descriptive in nature. It does not:

• Constitute financial, legal, regulatory or investment advice
• Create any advisory, client, or fiduciary relationship
• Represent an offer or solicitation to provide credit, banking, investment, or other regulated financial services

You should obtain independent professional advice before relying on any information presented here, particularly in relation to financial, legal, regulatory, or investment decisions, or before entering into any credit, payment, or other financial arrangements.

4. Information on the Website

We aim to ensure the accuracy and relevance of the information published, but:

• Content may become outdated or incomplete
• We may update, modify or remove content without prior notification
• We do not guarantee continuous availability or error‑free operation of the Website

To the extent permitted by law, we disclaim liability for any loss arising from reliance on Website content.

5. Intellectual property rights

All Website content is owned by or licensed to Fairways.Tech, including:

• Logos, visual identity and branding
• Design, layout, and user interface
• Graphics, illustrations and images
• Text, copy and underlying source code

You may reproduce limited extracts for non‑commercial use only.

You may not copy, commercially exploit, or redistribute Website content without prior written permission.

6. Third‑party content

The Website may contain links to independent third‑party websites. These are provided for convenience only. We do not endorse, control or take responsibility for their content or practices.

7. Privacy and cookies

Our handling of personal data and tracking technologies is governed by our Privacy Policy and Cookie Policy.

8. Limitation of liability

To the maximum extent permitted by law, Fairways.Tech excludes liability for any indirect or consequential loss arising from your use of the Website.

Where liability cannot be excluded, it will be limited to a reasonable amount proportionate to your use of the Website as a non‑commercial informational resource.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

9. Changes to these Terms

We may revise these Terms from time to time. The “Last updated” date reflects the most recent version. Continued use constitutes acceptance of the updated Terms.

10. Governing law & jurisdiction

These Terms are governed by the laws of the Netherlands. Any disputes shall be submitted to the exclusive jurisdiction of the courts of the Netherlands, without prejudice to mandatory rights under applicable law.

11. Contact

For questions regarding these Terms:

Email: privacy@fairways.tech